Freyr
Life’s work carried forward
You can change this at any time.
For advisers
We make the complex effortless.
Estate planning and investing you can explain with confidence.
Who it's all for
A grandmother holding her grandson
A child’s first steps
A couple sitting together by the water
Joseph, 18 months

You see the people behind the portfolio. So do we.

Behind every client’s wealth is a lifetime of hard work, important decisions and people they want to provide for.

When a client asks what happens to everything they've built, you need an answer that holds up in the room. We'll walk you through exactly how the investment works and where the money goes, in plain English, so you can explain it with confidence.

People deserve to feel like more than a number. That's why Freyr exists: to raise the standard of investment management, for you and for your clients.

Alongside you
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Why we exist
Your clients' life's work, carried further.
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2 min
What we do

Two ways to help what your clients have built go further.

Freyr Estate Planning Service
Inheritance Tax planning shouldn't mean giving something up.
Growth and relief, aimed for together.
Help your clients plan for the next generation and pursue growth today, while they keep ownership of their investment. We invest in secured lending to UK businesses and target a net return of 6.5% a year, with the aim of qualifying for Business Relief after two years. It supports the estate planning you're already doing with them.
Explore estate planning→
Freyr Model Portfolio Service
A portfolio to fit where your client is in life.
Managed closely, explained plainly.
A foundation for the plans you build with your clients: actively managed multi-asset portfolios, run by an investment team you can actually talk to. They watch the markets closely and spread your clients' money across funds and sectors, so each part of the portfolio can work effectively for them. There are no entry or exit fees.
Explore model portfolios→
Before you decide

Some conversations are worth having sooner.

From April 2027, most unused pension funds will count towards the value of an estate for Inheritance Tax. Conversations about passing wealth on tend to happen late. The ones that happen sooner leave more time and more choice. We can help you start them.

The Briefing

Life's work, carried forward

Nick Maidment · 23 October 2026 · 5 min read

Read this piece Hear more on The Briefing
The Freyr team The Worthing office
About us

Why we started Freyr

"I've never liked compromise. To me, it's settling for less."

Meet Nick and Team
Further Reading

The detail, in one place.

Our document library: brochures, guides, factsheets and reporting for investors and advisers. Download what you need, read it online or share it in a click.

View the library
Investment Calculator

Model a client’s estate in minutes.

Estate valuation → reliefs & allowances, ending in a client-ready report.
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Indicative figures only. Not advice — Business Relief qualification depends on individual circumstances.
Example illustration
Business Relief
Tax-free allowances
Still taxable
With Freyr After Inheritance Tax
Independent reviews

Don't just take our word for it.

“AKG considers Freyr to be a purposefully developed regulated investment business with a clear strategic direction”
AKG -
“[Freyr is] free from the influence of a larger parent organisation or vertically integrated product manufacturer [which] potentially provides greater flexibility in proposition design, decision-making and strategic direction.”
AKG -
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Beyond the investment

Who we work with.

Kinvault

Secure storage for important family documents. Extra support for our investors, around what we do and beyond.

Kinherit

Estate planning tools for advisers and their clients. Our investors can use their services at a partner rate.

Defaqto

Independent financial research and insight. Home of AKG.

AKG

Independent investment research and due diligence. AKG has independently reviewed Freyr and our business. The full report is available on request.

Risk warnings
  • Capital at risk. The value of your investment may go down as well as up, and you may not get back what you initially invested.
  • HMRC may change the tax rules and regulations.
  • Business Relief rates and thresholds are subject to change and may differ between the time of investment and the time of death.
  • Unlisted investments may be illiquid and difficult to sell. If sold, you may not receive the full value of the investment at the time of sale.
  • Business Relief is assessed on a case-by-case basis by HMRC, who have the final decision on whether an investment qualifies for Business Relief purposes.

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